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SEPA Credit Transfer
SEPA Credit Transfer (CT) allows you to make payouts to counterparties in SEPA region countries.
SEPA countries supported for Client accounts:
- AT → Austria
- BE → Belgium
- CH → Switzerland
- CZ → Czechia (Czech Republic)
- DE → Germany
- ES → Spain
- FR → France
- GB → United Kingdom
- HU → Hungary
- IT → Italy
- LU → Luxembourg
- NL → Netherlands
- PL → Poland
- PT → Portugal
The beneficiary account can be in any of the 36 countries covered by SEPA:
| Region | Countries |
|---|---|
| EU Member States (27): | Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain. |
| Non-EU SEPA Countries (9): | - EEA Countries: Iceland, Liechtenstein, Norway - Others: Switzerland, Monaco, San Marino, Andorra, Vatican City (Holy See), United Kingdom |
To use SEPA CT through Synthix Flow, you must already have this product associated with a connected account from Deutsche Bank (DB).

That is, you must be a SEPA CT consumer on CB Connect. If SEPA CT is enabled by DB on your account, the product will be automatically connected post successful authentication with CB Connect.